{"id":991,"date":"2026-08-29T07:00:39","date_gmt":"2026-08-29T07:00:39","guid":{"rendered":"https:\/\/expat-mauritius.com\/blog\/accident-route-ile-maurice-police-report-declaration-assureur-marche\/"},"modified":"2026-08-29T07:00:39","modified_gmt":"2026-08-29T07:00:39","slug":"road-accident-mauritius-police-report-insurer-statement-walk","status":"publish","type":"post","link":"https:\/\/expat-mauritius.com\/en\/blog\/accident-route-ile-maurice-police-report-declaration-assureur-marche\/","title":{"rendered":"Road accident in Mauritius: police report and declaration to the insurer, the procedure to follow hour by hour"},"content":{"rendered":"<p>An accident is dealt with quickly. In Mauritius, the correct sequence is simple: protect people, record the facts, then notify the police and insurer within the time limits prescribed according to the severity and the agreement between drivers.<\/p>\n<p>The key point is whether you are in a simple collision between two vehicles covered by the Mauritian Agreed Statement of Facts Form, or in a larger accident with injuries, uninsured vehicle, invalid license, alcohol, or disagreement between drivers.<\/p>\n<p>The processing times and fees below are those displayed by the official portals consulted in 2026, and they may change.<a href=\"https:\/\/police.govmu.org\/police\/?page_id=4928\" rel=\"noopener noreferrer\" target=\"_blank\">police.govmu.org<\/a>)<\/p>\n<h2>What to do immediately after the accident<\/h2>\n<p>If someone is injured, the priority is to provide assistance and arrange transport to the nearest hospital. The driver must stop their vehicle, remain at the scene, provide information if requested, and not move vehicles or alter any evidence except with police authorization or in situations permitted by law.<\/p>\n<p>In case of emergency or difficulty filing a statement on the spot, the Mauritius Police Force advises going to the nearest station and giving an oral or written statement. Its official instructions are summarized in <a href=\"https:\/\/police.govmu.org\/police\/?page_id=4892\" target=\"_blank\" rel=\"noopener\">its emergency FAQ<\/a>.<\/p>\n<p>If you have just arrived on the island or are preparing to settle in, the guide on <a href=\"https:\/\/expat-mauritius.com\/en\/blog\/healthcare-system-in-mauritius-hospitals-clinics-insurance-for-expatriates\/\" target=\"_self\">the healthcare system in Mauritius<\/a> can help you understand the organization of care, hospitals and clinics.<\/p>\n<ul>\n<li>Turn off the engine if possible and secure the area.<\/li>\n<li>Note the license plates, the time, the exact location, the witnesses, and the visible damage.<\/li>\n<li>Take photos before moving anything.<\/li>\n<li>If the other driver leaves, go to the nearest police station to file an oral or written statement.<\/li>\n<\/ul>\n<h2>When a joint accident report is sufficient, and when it is not sufficient<\/h2>\n<p>The simple rule is this: the simplified procedure applies only to accidents between two vehicles that do not involve any injuries, damage to another person or property, a vehicle without a valid insurance sticker, a driver without a valid license, alcohol or drugs, or a state vehicle. You can read about this framework in <a href=\"https:\/\/attorneygeneral.govmu.org\/Documents\/Laws%20of%20Mauritius\/A-Z%20Acts\/R\/Road%20Traffic%20Act-I9.pdf\" target=\"_blank\" rel=\"noopener\">the consolidated version of the Road Traffic Act<\/a>.<\/p>\n<p>If both drivers agree, they fill out the form in duplicate, can request police assistance at the nearest station, and each keeps a signed copy. In this case, the standard police report is not required by Article 140.<\/p>\n<p>To avoid unpleasant surprises in everyday life, the guide on <a href=\"https:\/\/expat-mauritius.com\/en\/blog\/driving-in-mauritius-license-car-insurance-local-rules-safety-tips-expat-guide-to-mauritius\/\" target=\"_self\">driving to Mauritius<\/a> reminds people of local rules and good safety practices.<\/p>\n<h2>Steps to take hour by hour after a road accident in Mauritius<\/h2>\n<p>The right approach is to treat the accident as a series of milestones, not as a single incident report. The steps below reflect the legal framework and practices of the Mauritian services.<\/p>\n<h3>Practical calendar<\/h3>\n<table>\n<thead>\n<tr>\n<th>Moment<\/th>\n<th>What you do<\/th>\n<th>Who intervenes<\/th>\n<th>Time or cost<\/th>\n<th>Key point<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Immediately<\/td>\n<td>You stop, you protect people, you record the facts and you keep the vehicle in place as long as necessary.<\/td>\n<td>Driver, potential victims, police if needed<\/td>\n<td>Immediate<\/td>\n<td>Do not move vehicles without a valid reason, especially if you risk losing evidence.<\/td>\n<\/tr>\n<tr>\n<td>Within the hour<\/td>\n<td>If the case requires it, you report the accident to the police, at the nearest station or to a police officer, with your license and the requested information.<\/td>\n<td>Police<\/td>\n<td>No later than 1 hour after the accident<\/td>\n<td>This obligation applies within the general framework of Article 140.<\/td>\n<\/tr>\n<tr>\n<td>The same day<\/td>\n<td>If you agree with the other driver, you fill out the Mauritian accident report form in duplicate and sign it.<\/td>\n<td>The two drivers, possibly the police at the station<\/td>\n<td>On site<\/td>\n<td>Each person keeps a signed original.<\/td>\n<\/tr>\n<tr>\n<td>Within 24 hours of the insurer&#039;s next business day<\/td>\n<td>You should notify your insurer as soon as possible.<\/td>\n<td>Insurer<\/td>\n<td>No later than 24 hours after the start of the insurer&#039;s next business day<\/td>\n<td>The delay complicates claims management and can create a compliance issue.<\/td>\n<\/tr>\n<tr>\n<td>Within 5 days<\/td>\n<td>If you are in the amicable procedure, you send the notification and a copy of the report to the insurer.<\/td>\n<td>Insurer<\/td>\n<td>5 days maximum<\/td>\n<td>Failure to comply with this step may result in a fine of up to Rs 5,000.<\/td>\n<\/tr>\n<tr>\n<td>Within 10 days<\/td>\n<td>If the police have drawn up the Minor Road Accident Report Form, the copy is made available to insurers upon payment of the prescribed fee.<\/td>\n<td>Police, insurers<\/td>\n<td>10 days, with the official form fee<\/td>\n<td>The price list displayed by the Traffic Branch mentions Rs 500 for this document.<\/td>\n<\/tr>\n<tr>\n<td>Within 21 days<\/td>\n<td>The insurer must determine liability or compensation based on the form or policy report.<\/td>\n<td>Insurer, then possibly MVIAC<\/td>\n<td>21 days after receipt of the form by both insurers<\/td>\n<td>In the event of an unresolved dispute, the case may be referred to the MVIAC.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>In practice, remember the following logic: agreement between drivers = amicable settlement, disagreement = police as soon as possible, injuries or aggravating circumstances = article 140, therefore police and insurer within the reinforced deadlines.<\/p>\n<p>If you also want to review your coverage level after reading, the file on <a href=\"https:\/\/expat-mauritius.com\/en\/blog\/expat-insurance-in-mauritius-how-to-get-the-best-coverage-in-2026\/\" target=\"_self\">Expatriate insurance in Mauritius<\/a> can help you frame your car insurance and other guarantees.<\/p>\n<h2>Documents to prepare for the police and the insurer<\/h2>\n<p>First, prepare the information that will allow the police and insurer to unambiguously identify the case. Then, add any other relevant evidence to date and prove the facts. The law already requires keeping the amicable settlement form in the vehicle, and the police procedure relies on the Minor Road Accident Report form when there is a disagreement.<\/p>\n<ul>\n<li>The signed amicable settlement agreement, or the Minor Road Accident Report Form if the police were called out.<\/li>\n<li>Your driver&#039;s license and information about the vehicle and its owner.<\/li>\n<li>Photos, witness contact details, and a simple sketch if necessary.<\/li>\n<li>Medical documents or a visit to the emergency room if there has been an injury.<\/li>\n<li>The amicable settlement form must remain in the vehicle, as the law requires it to be carried on board.<\/li>\n<\/ul>\n<p>If your case also relates to your health insurance, the guide on <a href=\"https:\/\/expat-mauritius.com\/en\/blog\/expat-insurance-in-mauritius-how-to-get-the-best-coverage-in-2026\/\" target=\"_self\">Dress warmly in Mauritius<\/a> remains useful for distinguishing between car insurance, health insurance, and any costs related to medical care.<\/p>\n<h2>What happens if you don&#039;t meet the deadlines<\/h2>\n<p>The consequences are not theoretical. In the amicable procedure, failure to notify the insurer or to keep the signed form exposes the insured to a fine of up to Rs 5,000. In the general procedure, failure to comply with the obligations of Article 140 can lead to a fine of up to Rs 5,000 and a prison sentence of up to 3 years.<\/p>\n<p>If the drivers disagree, the police record the facts on the Minor Road Accident Report Form, and then the insurer makes a decision based on that. In the event of a persistent disagreement between the insurer and the insured, the <a href=\"https:\/\/landtransport.govmu.org\/Pages\/Departments\/Motor-Vehicle-Insurance-Arbitration-Committee-(MVIAC).aspx\" target=\"_blank\" rel=\"noopener\">MVIAC<\/a> settles disputes concerning liability or compensation following an accident without bodily injury.<\/p>\n<h2>Useful administrative information if your case involves more than just the accident.<\/h2>\n<p>In a broader relocation file in Mauritius, also keep in mind the acronyms EDB, CBRD, MRA, NTA, PIO, Registrar of Companies, Civil Status Office and MQA. The official government portals list them as reference bodies in their respective fields.<a href=\"https:\/\/www.govmu.org\/EN\/infoservices\/business\/Pages\/publicinsti.aspx\" rel=\"noopener noreferrer\" target=\"_blank\">govmu.org<\/a>)<\/p>\n<h2>Frequently Asked Questions about road accidents in Mauritius<\/h2>\n<h3>What documents are needed to report an accident in Mauritius and how do you obtain the police report on site?<\/h3>\n<p>In practice, keep your driver&#039;s license, vehicle information, photos of the damage, contact details of witnesses, and, as applicable, the signed accident report or police report. If the drivers agree, the accident report is completed in duplicate. If they do not agree, the police can draw up a Minor Road Accident Report Form and then send a copy to the insurers within 10 days. The official fee schedule posted by the Traffic Branch lists Rs 500 for this form.<\/p>\n<h3>How to quickly report a claim to your insurer in Mauritius and what are the deadlines to respect?<\/h3>\n<p>If you are following the general procedure outlined in Article 140, the claim must be reported to the insurer as soon as possible and, at the latest, 24 hours after the start of the insurer&#039;s next business day. If you are using the amicable settlement procedure, you must also send a copy of the form to the insurer within 5 days. The safest approach is therefore to report the incident immediately and then complete the file with the necessary documents as soon as they become available.<\/p>\n<h3>What is the hour-by-hour procedure to follow after a road accident in Mauritius to be in compliance with the police and insurance?<\/h3>\n<p>First, you secure the area and the people involved, then you document the incident. Within the hour, if the situation warrants it, you report the accident to the police. On the same day, if both drivers agree, you complete the accident report form. Next, you inform your insurer within the time limits stipulated in your policy and by law. If the police have completed a Minor Road Accident Report Form, a copy will then be sent to the insurers within 10 days.<\/p>\n<h3>What is an amicable settlement agreement in Mauritius and how do you fill it out correctly for the claim to the insurer?<\/h3>\n<p>In Mauritius, the accident report is called the Agreed Statement of Facts Form. It is used for accidents between two vehicles when the drivers agree on the circumstances. It must be completed in duplicate, signed, and each driver must keep a copy. If necessary, the driver can request assistance from a police officer at the nearest station. Once this form is correctly completed, the drivers are not required to file a police report as stipulated in Article 140.<\/p>\n<h3>How does the Mauritian police intervene after an accident and what is the role of the police report?<\/h3>\n<p>When drivers disagree, a driver can request the presence of a police officer at the scene of the accident. The officer then conducts the initial checks and records the facts on the Minor Road Accident Report Form. This official version of events then serves as the basis for the insurer to assess liability and compensation. If the dispute between the insurer and the insured remains unresolved, the case can be referred to the MVIAC for arbitration.<\/p>\n<h2>And now ?<\/h2>\n<p>If you are also preparing your setup or your daily driving routine, keep it handy <a href=\"https:\/\/expat-mauritius.com\/en\/blog\/driving-in-mauritius-license-car-insurance-local-rules-safety-tips-expat-guide-to-mauritius\/\" target=\"_self\">landmarks for driving to Mauritius<\/a>, then find <a href=\"https:\/\/expat-mauritius.com\/en\/\" target=\"_self\">EXPAT MAURITIUS<\/a> to continue your efforts with a clear and practical overview.<\/p>","protected":false},"excerpt":{"rendered":"<p>Un accident se g\u00e8re vite. \u00c0 l\u2019\u00eele Maurice, la bonne s\u00e9quence est simple : prot\u00e9ger les personnes, relever les faits, puis pr\u00e9venir police et assureur dans les d\u00e9lais pr\u00e9vus selon la gravit\u00e9 et l\u2019accord entre conducteurs. Le point cl\u00e9 est de savoir si vous \u00eates dans un simple accrochage entre deux v\u00e9hicules relevant du constat [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":990,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-991","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/posts\/991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/comments?post=991"}],"version-history":[{"count":0,"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/posts\/991\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/media\/990"}],"wp:attachment":[{"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/media?parent=991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/categories?post=991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expat-mauritius.com\/en\/wp-json\/wp\/v2\/tags?post=991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}